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High-Performance Recovery.

Human-Centric Results.

TrueAccord is the premier omnichannel debt collection agency, leveraging data science and AI technology to deliver superior results with a consumer-friendly experience.

Full-Lifecycle Recovery Solutions

TrueAccord adapts to your delinquency lifecycle, from early-stage re-engagement to late-stage recoveries.

Recovering As You (First Party)* Recovering For You (Third Party)
Seamless brand and team extension Premier omnichannel agency
Focus on retention and education Focus on liquidation and resolution
AI + Human for optimized re-engagement AI + Human for high-volume repayment

*Offered by TrueAccord’s subsidiary, Sentry Credit, Inc.

Trust in TrueAccord

Trusted by Market Leaders. Loved by Consumers.

We’re leaders in our field and work with trusted industry organizations and regulators.
Diane Zuercher
2 months ago
Hi, I was dealing with a very frustrating billing situation, and honestly the call caught me at a very bad time. I had just gotten some difficult news about the health of a family member, so emotionally I wasn’t in the best place. I also genuinely thought I had resolved this issue months ago, so getting contacted about it again felt like salt in the wound. This was not an easy moment for anyone to be on the other end of the line with me — Victor was not being set up for success by the universe that day. And yet, despite that, he showed up with patience, respect, and real attentiveness. He listened, explained things clearly, and treated me like a person instead of a problem. When someone is already stressed, that kind of professionalism makes a real difference. To be honest, Spectrum had already lost me as a customer — but because of the way Victor handled this interaction, I’m now reconsidering whether I’d come back in the future. One good human can’t fix a broken system, but they can change how a customer feels about engaging with it again. If Spectrum cares about customer experience and retention, it should invest in and recognize employees like Victor. He represents the best version of what customer service can be.
Anthony Goncalves
4 months ago
Good I guess. It was pretty easy to setup a plan, for payment. so I do appreciate the convenience. God bless this company and its people, and may the peace of our Lord, Jesus Christ, and the Father be yours. But peace, not as the world gives, but peace from the Prince of Peace. Shalom! Anthony, I love Jesus! Flip to Romans, chap 10, verse 9, if you would like to be saved.
Paulette W Cain-Israel
6 months ago
Karin was great helping me settle three accounts with True accord Due to a death in the family Most collection agents have been so hateful to me. She has been the nicest one that I’ve ever talked to. That’s why I was willing to work with her to resolve this debt. She should get a raise!! Her Customer Service is above and beyond anybody’s expectations. She’s 100% for the customer and I highly recommend her. I hope her bosses give her a big promotion Thank you so much, Karin for helping me
Renee LaRoche
5 months ago
Sometimes I get overwhelmed and “freeze” if I don’t have automatic withdrawals for my bills. That being said, there are some companies that aren’t trustworthy in that regard. Trying to balance life’s responsibilities hasn’t always been easy. I appreciate how simple it was for me to schedule payments for a debt that I had previously been too afraid to deal with. I recognize that it may sound silly to some, but I’m writing this review in case someone else handles stress similarly. You can literally schedule payments without hearing anyone else’s judgment.

HumAIn Financial Solutions™

Behind every account is a human. Their debt collection experience directly impacts your business financially, legally, and reputationally.

TrueAccord’s collection strategy utilizes HeartBeat™ to eliminate the guesswork of collections, allowing our agents to spend 100% of their time on what matters: helping pre- and post-delinquency consumers find a way forward.

Our first-party and third-party collections services help your business put consumers first, so every dollar recovered makes a difference.

  • Performance

    25% Higher liquidation than many competitors

  • Scale

    25+ million accounts daily

  • Expertise

    95+ Clients, including leading debt issuers and buyers

Scalable,
Reliable Recovery
Performance

A Decade of Compliance Stewardship

From establishing caselaw to breaking new ground in compliance-coded technology, our in-house team of legal experts is at the forefront of pushing the industry forward.

Leading With Consumer Empathy

Omnichannel Is the Best Channel

In this data-driven eBook, compare traditional outbound calling methods versus a digital-first, omnichannel approach for debt collection.

Ready for High-Performance Recovery?

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